Before signing up on our platform, please ensure to read the terms of service. This binds you and our firm. By signing up on our platform, you agree to the terms of service agreement.
SeniorCitizenInvest Capital Firm is committed to maintaining the confidentiality, integrity, and security of personal information about our current and prospective customers. In this policy, personal information means information about an individual that is collected or maintained for business purposes and by which the individual can be identified.
Please note that certain details of this policy may depend on whether you deal with us through an investment professional, directly as an individual investor, or whether SeniorCitizenInvest Capital Firm provides services to your employer or plan sponsor.
The privacy policies of SeniorCitizenInvest Capital Firm is reviewed annually. Our printed and online notices are then updated to reflect any changes.
How and why we obtain personal information
SeniorCitizenInvest Capital Firm takes great care to protect personal information about you and when we use it, we do so with respect for your privacy. We may use personal information about you to service, maintain, and protect your account; process transactions in your account; respond to inquiries from you or your representative; develop, offer, and deliver products and services; or to fulfill legal and regulatory requirements. SeniorCitizenInvest Capital Firm may collect public and non-public personal information about you from any of the following sources:
You or your representative on applications or forms (for example, name, address, Social Security number, birth date, assets and income)
You or your employer or plan sponsor if SeniorCitizenInvest Capital Firm provides them with recordkeeping and/or benefits advisory services (for example, payroll, human resources, or benefits information)
Transactional activity in your account (for example, trading history and balances)
Other interactions with SeniorCitizenInvest Capital Firm (for example, discussions with our customer service staff, information you enter into our websites, or when you enroll in our authentication services)
Information from consumer reporting agencies (for example, to assess your creditworthiness for margin products)
Information from other third-party data services (for example, to verify your identity and to better understand your product and service needs)
You or your representative regarding your preferences (for example, your choice of electronic statement delivery, or the screen layout you specify if you use our Internet sites)
Other sources with your consent or with the consent of your representative (for example, from other institutions if you transfer positions into SeniorCitizenInvest Capital Firm)
How we protect information about you
SeniorCitizenInvest Capital Firm considers the protection of personal information to be a foundation of customer trust and a sound business practice. We employ physical, electronic and procedural controls and we regularly adapt these controls to respond to changing requirements and advances in technology.
At SeniorCitizenInvest Capital Firm, we restrict access to personal information to those who require it to develop, support, offer and deliver products and services to you.
How we share information about you with third parties
SeniorCitizenInvest Capital Firm does not share personal information about our customers with unaffiliated third parties for use in marketing their products and services.
How we share information about you within SeniorCitizenInvest Capital Firm
We may share personal information about you with various SeniorCitizenInvest Capital Firm corporate affiliates including internal service providers which perform, for example, printing, mailing, and data processing services.
Additionally, if you interact with SeniorCitizenInvest Capital Firm directly as an individual investor (including joint account holders) or if SeniorCitizenInvest Capital Firm provides services to your employer or plan sponsor, we may exchange certain information about you with SeniorCitizenInvest Capital Firm financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.
Information collected from investment professionals’ customers is not shared with SeniorCitizenInvest Capital Firm affiliates for marketing purposes, except with your consent and as allowed by law.
Your digital privacy
Privacy, security, and service in SeniorCitizenInvest Capital Firm’s online operations are just as critical as in the rest of our business. We use firewall barriers, encryption techniques, and authentication procedures, among other controls, to maintain the security of your online session and to protect SeniorCitizenInvest Capital Firm accounts and systems from unauthorized access.
When you interact with us by using our websites, online services or mobile applications that are owned and controlled by SeniorCitizenInvest Capital Firm (“our digital offerings”), SeniorCitizenInvest Capital Firm manages personal information in accordance with all of the practices and safeguards described previously.
When you use our digital offerings, we may collect technical and navigational and location information, such as device type, browser type, Internet protocol address, pages visited, and average time spent on our digital offerings. We use this information for a variety of purposes, such as maintaining the security of your session, facilitating site navigation, improving SeniorCitizenInvest Capital Firm website design and functionality, and personalizing your experience. Additionally, the following policies and practices apply when you are online.
Protecting children's privacy online
SeniorCitizenInvest Capital Firm website is not directed to individuals under the age of eighteen (18). SeniorCitizenInvest Capital Firm does not intentionally collect information on SeniorCitizenInvest Capital Firm websites from those we know are under 18, and we request that these individuals do not provide personal information through the sites.
If you are a former customer, these policies also apply to you; we treat your information with the same care as we do information about current customers.
SeniorCitizenInvest Capital Firm offers several options for accessing and, if necessary, correcting your account information. You can review your information using your statements, or through our automated telephone or Internet services. You may also write or call us with your request for information. If you transact business through SeniorCitizenInvest Capital Firm’s life insurance companies, you are entitled to receive, upon written request, a record of any disclosures of your medical record information. If we serve you through an investment professional, please contact them directly. Specific Internet addresses, mailing addresses and telephone numbers are listed on your statements and other correspondence.